CELEBRATING 30 YEARS OF SERVICE TO THE PASADENA & SAN GABRIEL VALLEY COMMUNITIES...1979 - 2009
Foreclosure Prevention Services...We Can Help!
FREE Foreclosure Counsleing: Know Your Options!
.......from the comfort of your own home.
Applications are currently being accepted for LIMITED weekly foreclosure counseling. Attend our FREE workshop to find out everything you need to know about your benefits and alternative options with the Government Home Affordable Modification Program (HAMP) and its newly released Home Affordable Foreclosure Alternatives (HAFA) program. Both of these programs are designed to provide every option to save your home, but to qualify for either program you must apply for a loan modification! All appointments are offered on a first come first served basis and all applications must be submitted online before a counseling appointment will be offered!
PNHS is a HUD- Certified Foreclosure Prevention Counseling Agency with certified counselors. PNHS is a certified CounselorDirect Network Partner. Please follow the link below to the CounselorDirect website to complete your Foreclosure Counseling Intake Application. Once you have faxed in your completed application, one of our foreclosure prevention counselors will contact you to schedule an appointment. Simply visit their site and enter promotional code "Pasadena" to begin the process. CLICK HERE TO BEGIN
Are you having trouble...
Making your monthly payment, or can't make payments in the future?
Paying your other bills, or saving any money?
Because of a life change, like a job loss, death of a spouse, injury, etc.?
Managing all of your debt?
Because you are receiving past due or foreclosure notices?
Paying your other bills, or saving any money?
Because of a life change, like a job loss, death of a spouse, injury, etc.?
Managing all of your debt?
Because you are receiving past due or foreclosure notices?
We Can Help You!
To deal with your mortgage problems, we urge you to act quickly and contact us. We may be able to help you, depending on your situation, but is is critically important to begin working together on your situation early, preferably before you begin to miss payments.
PNHS has certified foreclosure counselors who can:
* Analyze your situation
* Teach you how to approach your lender
* Help you develop a spending plan that works
* Help you manage your debt
* Show you how to access refinance opportunities
PNHS has certified foreclosure counselors who can:
* Analyze your situation
* Teach you how to approach your lender
* Help you develop a spending plan that works
* Help you manage your debt
* Show you how to access refinance opportunities
DON'T BE A VICTIM - GET EDUCATED!
Watch Scam Alert Videos
Repurchase Scam
Fee for Service Scam
Bankruptcy Scam
Door to Door Equity Scam
TEMPORARY HOUSING RESOURCES
CITY OF PASADENA EMERGENCY SHELTER
UNION STATION HOUSING ASSISTANCE PROGRAM
LOS ANGELES COUNTY & CITY EMERGENCY HOUSING
Buying A Home - We Can Help!
Our First Time Homebuyers Program (FTHB) is a partnership of lenders, realtors, insurance companies and government partners working together to assist first time homebuyers to fulfill their dreams of homeownership. Established in 1994, it focuses on education, credit counseling and financial aid. To date, we have educated thousands of low and moderate income families and assisted over 550 families in fulfilling the dreams. For More Information Contact: PNHS (626) 794-7191.
First Time Homebuyers Workshops
First Time Homebuyers classes prepare you to buy and maintain your
first home, with topics ranging from financial literacy, homebuyers education
and credit counseling through referrals, down payment and mortgage assistance. Course topics include tools to help you: Develop a personal budget and savings plan, Better understand and manage your credit, Understand the mortgage loan process, Understand financial assistance programs, Work with realtors and lenders and much more.
first home, with topics ranging from financial literacy, homebuyers education
and credit counseling through referrals, down payment and mortgage assistance. Course topics include tools to help you: Develop a personal budget and savings plan, Better understand and manage your credit, Understand the mortgage loan process, Understand financial assistance programs, Work with realtors and lenders and much more.
First Time Homebuyers Referrals
While participants have the right to select their own lenders and realtors, PNHS can offer referrals to numerous lender and realtor partners with whom we have maintained a strong relationship, are sensitive to the needs of our clients and familiar with the process of the Home Ownership Program. Families can purchase their first homes using our lender partners' special first-time homebuyers loan products often available only to those who have received homebuyer education from a HUD approved source such as PNHS.
WATCH THEIR STORIES - Our First Time Homebuyers
First Time Homebuyers Counseling
After the classes, participants can arrange to receive free one-on-one
counseling to review credit histories and address issues that might prevent them from qualifying for a loan. PNHS is committed to working with our clients until they are financially viable and can be referred to a lender without reservation. Clients are awarded the PNHS stamp of approval with a "Mortgage Ready Certificate." Then you are on you way to owning a home!
counseling to review credit histories and address issues that might prevent them from qualifying for a loan. PNHS is committed to working with our clients until they are financially viable and can be referred to a lender without reservation. Clients are awarded the PNHS stamp of approval with a "Mortgage Ready Certificate." Then you are on you way to owning a home!
First Time Homebuyers Financial Assistance
PNHS provides down payment and mortgage assistance to low and moderate income families in Los Angeles County. These low interest loans and grants are made possible through our partnerships with city, county, and state government agencies, such as the Los Angeles County Community Development Commission (LACDC); and the CalHFA Homeownership in Revitalization Areas Program (HIRAP). In addition, PNHS has partnered with the United Way's IDA program, offering a three-to-one matching savings fund to first time homebuyers. Click below for more about these programs and other available financial assistance programs.
City of Pasadena Housing & Development Department
L.A. County Community Development Commission
CalHFA Homeownership in Revitalization Areas Program
Pasadena Homeownership Opportunities Program (HOP)
This program provides down payment and closing cost assistance in the form of a second trust deed loan with a 45-year term.
City of Pasadena CalHome Loan Assistance The Cal Home Loan assistance is for low income families. The borrower must complete the Homebuyer Education and Counseling program offered by Pasadena Neighborhood Housing Services. Property must be located in the city of Pasadena. The loan is secured by a third trust deed, has a term of 30 years, bears an interest rate of 3% (simple interest) and is silent - monthly payments are not required. Borrower is required to repay loan (principal plus accrued interests) upon resale of the home, refinancing, or loan maturity. Other criteria and restrictions may apply.
City of Pasadena Housing & Development Department
L.A. County Community Development Commission
CalHFA Homeownership in Revitalization Areas Program
Pasadena Homeownership Opportunities Program (HOP)
This program provides down payment and closing cost assistance in the form of a second trust deed loan with a 45-year term.
- For moderate income buyers, the loan limit is up to $95,000 with a simple interest rate of 6%.
- For low income buyers, the loan limit is up to $95,000 with a simple interest rate of 4%.
City of Pasadena CalHome Loan Assistance The Cal Home Loan assistance is for low income families. The borrower must complete the Homebuyer Education and Counseling program offered by Pasadena Neighborhood Housing Services. Property must be located in the city of Pasadena. The loan is secured by a third trust deed, has a term of 30 years, bears an interest rate of 3% (simple interest) and is silent - monthly payments are not required. Borrower is required to repay loan (principal plus accrued interests) upon resale of the home, refinancing, or loan maturity. Other criteria and restrictions may apply.
Staff & Board Help foreclosure families at City of Monrovia
Participating in Annual Church of the Nazarene Senior Fair
PNHS helped this senior keep her home
